Headshot of Chintal A. Desai

Chintal A. Desai

Associate Professor

Area: Finance, Insurance and Real Estate

  • Snead Hall
  • 301 W. Main Street
  • Box 844000
  • Richmond, VA, 23284-4000
  • Office: B4135


  • PhD, George Washington University, 2008.


Published Intellectual Contributions
Journal Article
  • Desai, C. A., Downs, D. H. (2022). Banking regulatory constraints and personal bankruptcy filings in the US. (1 ed., vol. 8, pp.75-103). Journal of Financial Regulation. DOI: https://doi.org/10.1093/jfr/fjab011
  • Desai, C. A., Gupta, M. (2019). Size of Financing Need and the Choice between Asset Sales and Security Issuances. (vol. 48, pp.677-718). Financial Management. DOI: /10.1111/fima.12242
  • Desai, C. A. (2017). The cross-section of consumer lending risk. (vol. 42, pp.256-282). Journal of Empirical Finance.
  • Desai, C. A., Elliehausen, G. (2017). The effect of state bans of payday lending on consumer credit delinquencies. (vol. 64, pp.94-107). Quarterly Review of Economics and Finance.
  • Desai, C. A. (2016). Default type and bankruptcy procedure: a case of U.S. counties. (vol. 42, pp.680-705). Managerial Finance.
  • Desai, C. A., Gupta, M. (2016). Divisional Informativeness Gap and Value Creation from Asset Sales. (vol. 51, pp.559-578). Financial Review. DOI: 10.1111/fire.12112
  • Desai, C. A., Nguyen, K. (2015). [Lead Article] What explains the change in a firm's idiosyncratic volatility after a dividend initiation?. (vol. 41, pp.1138-1158). Managerial Finance.
  • Desai, C. A., Mollick, A. (2014). On consumer credit outcomes in the U.S.-Mexico border region. (vol. 45, pp.91-115). Journal of Financial Services Research.
  • Desai, C. A., Elliehausen, G., Lawrence, E. (2014). On the county-level credit outcome beta. (vol. 45, pp.201-218). Journal of Financial Services Research.
  • Desai, C. A., Elliehausen, G., Steinbuks, J. (2013). Effects of foreclosure laws and bankruptcy asset exemptions on mortgage default and foreclosure rates. (vol. 47, pp.391-415). The Journal of Real Estate Finance and Economics.
  • Desai, C. A., Klock, M., Mansi, S. A. (2011). On the acquisition of equity carve-outs. (vol. 35, pp.3432–3449). Journal of Banking & Finance.
  • Desai, C. A., Savickas, R. (2010). On the causes of volatility effects of conglomerate breakups. (vol. 16, pp.554-571). Journal of Corporate Finance.
  • Vonortas, N. S., Desai, C. A. (2007). ‘Real options’ framework to assess public research investments. (vol. 34, pp.699-708). Science and Public Policy.